Financial Literacy Test
Financial literacy is not about investing for profit — it is about basic safety: knowing where your money goes, which loan is cheaper and how not to fall for a typical scam.
More than 300 tasks
Everyday and practical situations
Explanations for every answer
Why the other options are worse
Unlimited access
Return to topics whenever you need
For teens and adults
Suitable from age 14
Question types
- Personal budget. Where the money goes and how to plan spending.
- Financial fraud. Warning signs and safe handling of accounts.
- Interest and debt. Deposits, loans, instalments and the real cost.
- Investing basics. The difference between a deposit and an investment product.
- Risk and diversification. Why you should not keep everything in one place.
- Personal finance. Family budget, savings, insurance.
Difficulty levels
- Easy — more than 100 tasks. Basic concepts and everyday situations.
- Medium — more than 100 tasks. Interest, loans, investments.
- Hard — more than 30 tasks. Comparing several options by calculation.
Available languages
- 7 languages: English, Русский, Español, 中文, Deutsch, Қазақша, Français
Who it is for
- Teenagers earning their first money.
- Adults who want to get the basics straight — deposits, loans, scams.
- Parents who want to discuss money with their child.
Buy test access
Amounts in other currencies are shown for reference at the Bank of Russia rate of 17.10.2026. Payment is made in rubles.
To Pay:
₽300≈ 3.59 $≈ 1629.35 ₸≈ 24.01 ¥≈ 3.20 €
